Samaha Associates

e-Business and Technology Consulting Services for Financial Institutions

Quality Service With Results

1st United Services was in the midst of a credit and debit card processor conversion in 2012. The conversion proved to be quite complex, and we were beginning to have concerns about its success. Samaha Associates assisted in addressing our major concerns, and also helped us renegotiate pricing. I would highly recommend talking to Samaha Associates prior to entering any major conversions or contract negotiations.

Steve Stone, Chief Financial Officer
1st United Services Credit Union, Pleasanton, CA

About Us

Press Room

June 2017: Samaha Associates' CEO Sabeh Samaha Featured in Credit Union Journal Article: Avoiding Core Conversion Missteps

According to Sabeh Samaha, CEO of the Chino Hills, Calif.-based Samaha & Associates, one common CU misstep is making core decisions only at senior management-team level, which can cloud a strategic point of view. “These projects are highly tactical, operational and functional,” Samaha said. “When this is not studied at the deepest level, many gaps and surprises result after contract signing when it is too late to remedy effectively.” Read More

June 2017: Samaha Associates' CEO Sabeh Samaha Featured in Credit Union Journal Article: Avoiding Core Conversion Missteps

According to Sabeh Samaha, CEO of the Chino Hills, Calif.-based Samaha & Associates, one common CU misstep is making core decisions only at senior management-team level, which can cloud a strategic point of view. “These projects are highly tactical, operational and functional,” Samaha said. “When this is not studied at the deepest level, many gaps and surprises result after contract signing when it is too late to remedy effectively.” Read More

May 2017: Samaha Associates' CEO Sabeh Samaha Featured in CUES Article: Loan Zone: Setting the Credit Speedometer

For credit products, the need for speed is concentrated primarily on the front-end decision and implementation, explains Sabeh F. Samaha, president/CEO of Samaha & Associates Inc., Chino Hills, Calif. Decisions should be fully automated or mimic full automation, he says. Read More

May 2017: Samaha Associates' CEO Sabeh Samaha Featured in CUES Article: Bypassing Passwords

Biometrics are already successful on a small scale, and the potential is thrilling. But the technology is evolving, the cost could be daunting, and success could create new problems. Read More

May 2017: Samaha Associates' CEO Sabeh Samaha Featured in CUES Article: Loan Zone: Setting the Credit Speedometer

For credit products, the need for speed is concentrated primarily on the front-end decision and implementation, explains Sabeh F. Samaha, president/CEO of Samaha & Associates Inc., Chino Hills, Calif. Decisions should be fully automated or mimic full automation, he says. Read More

May 2017: Samaha Associates' CEO Sabeh Samaha Featured in CUES Article: Bypassing Passwords

Biometrics are already successful on a small scale, and the potential is thrilling. But the technology is evolving, the cost could be daunting, and success could create new problems. Read More

April 2017: Samaha Associates' CEO Sabeh Samaha Featured in Credit Union Journal: Why CUs need to start thinking of vendor contracts like marriages

“A vendor contract is like a marital agreement. And in this case, you need a prenuptial agreement before signing,” said Sabeh Samaha, CEO of the Chino Hills, Calif.-based Samaha Associates. “This allows the credit union to be protected.” Read More

April 2017: Samaha Associates' CEO Sabeh Samaha Featured in Credit Union Journal: Why CUs need to start thinking of vendor contracts like marriages

“A vendor contract is like a marital agreement. And in this case, you need a prenuptial agreement before signing,” said Sabeh Samaha, CEO of the Chino Hills, Calif.-based Samaha Associates. “This allows the credit union to be protected.” Read More

December 2016: Samaha Associates' CEO Sabeh Samaha Featured in CUES: Timing the Leap

Many boards want their CUs to be fast followers on new products and services. But make sure tech investments line up with overall strategy. Read More

October 2016: Samaha Associates' CEO Sabeh Samaha Featured in CUES: Go! Wait! - Balancing security with convenience plays into key payments strategy decisions

"The encryption in telecom networks can be hacked, and then information can be stolen,” says Sabeh Samaha. “The risks are real, and it’s very dangerous to introduce mobile payments without understanding them fully and having in place a rapid detection and mitigation plan.” Read More

October 2016: Samaha Associates' CEO Sabeh Samaha Featured in CUES: Go! Wait! - Balancing security with convenience plays into key payments strategy decisions

"The encryption in telecom networks can be hacked, and then information can be stolen,” says Sabeh Samaha. “The risks are real, and it’s very dangerous to introduce mobile payments without understanding them fully and having in place a rapid detection and mitigation plan.” Read More

October 2016: Samaha Associates' CEO Sabeh Samaha Featured in CUES: Path Through the Jungle - How CUs can and can’t confirm that their online
account openings are working as promised

The case for offering online and mobile account opening is a strong one, but the process is complex and the stakes are high. How can a diligent CU be sure this important new growth channel is working as advertised? Read More

PO Box 1828, Chino Hills, CA 91709
Toll Free: (855) 772-6242
Phone: (909) 597-2020
Fax: (909) 494-5538